120 4th Avenue SE Saint Cloud, MN 56304

$199,000
Active
estimated monthly payment
4 Beds  |  2 Baths  |  83 Sq Ft  |  Duplex Up and Down  |  MLS # 7129089
  • Entry to Main Level
    Entry to Main Level
  • Upper Level Kitchen
    Upper Level Kitchen
  • Upper Level Kitchen
    Upper Level Kitchen
  • Upper Level Kitchen
    Upper Level Kitchen
  • Upper Living Kitchen
    Upper Living Kitchen
  • Upper Level Full  Bathroom
    Upper Level Full Bathroom
  • Upper Level Full Bathroom
    Upper Level Full Bathroom
  • Upper Level Bedroom 1
    Upper Level Bedroom 1
  • Upper Level Bedroom 1
    Upper Level Bedroom 1
  • Upper Level Bedroom 2
    Upper Level Bedroom 2
  • Upper Level Bedroom 2
    Upper Level Bedroom 2
  • Upper Level Bedroom
    Upper Level Bedroom
  • Upper Level Living Room
    Upper Level Living Room
  • Upper Level Living Room
    Upper Level Living Room
  • Main Level Kitchen
    Main Level Kitchen
  • Main Floor Kitchen
    Main Floor Kitchen
  • Main Floor Kitchen
    Main Floor Kitchen
  • Main Floor Living Room
    Main Floor Living Room
  • Main Floor Living Room
    Main Floor Living Room
  • Main Floor 3/4 Bathroom
    Main Floor 3/4 Bathroom
  • Main floor Bedroom 1
    Main floor Bedroom 1
  • Main Floor Living Room
    Main Floor Living Room
  • Parking spaces 3-4
    Parking spaces 3-4
  • Entry to Upper Level
    Entry to Upper Level

About The Listing

Investment Opportunity in St. Cloud!

Explore the potential of this up-and-down duplex at 120 4th Ave SE in St. Cloud, Minnesota. Offering 4 bedrooms and 2 bathrooms across two units, this property presents an opportunity for investors looking to expand their rental portfolio or owner-occupants interested in living in one unit while generating rental income from the other.

Built in 1910, the property offers classic character, a full unfinished basement for additional storage or future possibilities, and a convenient location in southeast St. Cloud. Situated on approximately 0.10 acres, this property is worth a closer look for buyers seeking an investment with potential.

Whether you're an experienced investor or just getting started, don't miss the opportunity to explore the possibilities this duplex has to offer!


Listing courtesy of Stella Scholl, Premier Real Estate Services
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
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Property Details

Features

 
 
 
Property Type: Other
Status: Active
Contingency Type: None
Year Built: 1910
MLS #: 7129089
Bedrooms: 4
Square Feet: 83
Price Per Square Foot: $2,398
Garage Spaces: 0
Sewer Description: City Sewer/Connected
Water: City Water/Connected
Heat Type: Forced Air
Basement: Full, Unfinished
Foundation Type: Block
Roof Description: Age Over 8 Years, Asphalt
Days On Market (Continuous): 0
Disability Features: None
Latest Update: 11/02/2026
List Date: 10/28/2026
Listing Agent ID: 505501790
Listing Office: Premier Real Estate Services
Listing Office ID: 5719
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Laundry Features: Common Area
Exterior Features: Vinyl
Fence: None
Lot Size: 0.101 Acres
Pool Description: None
School District: St. Cloud
Tax Year: 2025
Estimated Taxes: $1,424
Contingency Type: None
City: Saint Cloud
Zip: 56304
County: Benton
Subdivision: East St Cloud
State: MN
Listing last updated: 11/02/26

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