1234 Mill Creek Circle Saint Cloud, MN 56303

$384,900
Active
estimated monthly payment
5 Beds  |  4 Baths  |  3,432 Sq Ft  |  Single Family  |  MLS # 7165991
  • Indoor and outdoor entertaining flow seamlessly together
    Indoor and outdoor entertaining flow seamlessly together
  • Flexible dining space for holidays, celebrations, or everyday use
    Flexible dining space for holidays, celebrations, or everyday use
  • Thoughtful updates provide timeless style and functionality
    Thoughtful updates provide timeless style and functionality
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  • Maintenance-free deck, stamped patio, and screened gazebo create exceptional outdoor living spaces
    Maintenance-free deck, stamped patio, and screened gazebo create exceptional outdoor living spaces
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  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  7
  • Well-maintained landscaping creates a warm first impression
    Well-maintained landscaping creates a warm first impression
  • Welcome Home!
    Welcome Home!
  • Warm and welcoming!
    Warm and welcoming!
  • Large windows fill the home with natural light.
    Large windows fill the home with natural light.
  • Updated kitchen featuring granite countertops, painted cabinetry, tile backsplash, and built-in wine rack
    Updated kitchen featuring granite countertops, painted cabinetry, tile backsplash, and built-in wine rack
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  • Enjoy easy access to the deck and backyard from the dining area
    Enjoy easy access to the deck and backyard from the dining area
  • Designed for both everyday meals and effortless entertaining
    Designed for both everyday meals and effortless entertaining
  • The perfect spot for movie nights, game days, or gathering with friends
    The perfect spot for movie nights, game days, or gathering with friends
  • Comfortable gathering space with beautiful views of the backyard
    Comfortable gathering space with beautiful views of the backyard
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  • Comfortable bedrooms with generous natural light
    Comfortable bedrooms with generous natural light
  • Four bedrooms on one level provide excellent flexibility
    Four bedrooms on one level provide excellent flexibility
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  • Beautifully remodeled upper-level bathroom
    Beautifully remodeled upper-level bathroom
  • Spacious primary retreat with abundant natural light
    Spacious primary retreat with abundant natural light
  • Private ensuite featuring a soaking tub, separate shower, and walk-in closet
    Private ensuite featuring a soaking tub, separate shower, and walk-in closet
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  • A warm and inviting space for everyday living and entertaining
    A warm and inviting space for everyday living and entertaining
  • Cozy up around the fireplace on cooler Minnesota evenings
    Cozy up around the fireplace on cooler Minnesota evenings
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  • A dedicated workspace offers flexibility for today's lifestyle
    A dedicated workspace offers flexibility for today's lifestyle
  • Convenient lower-level kitchenette adds flexibility for entertaining
    Convenient lower-level kitchenette adds flexibility for entertaining
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  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  35
  • An additional flex room adapt to your needs, whether fitness, hobbies, crafts, or storage.
    An additional flex room adapt to your needs, whether fitness, hobbies, crafts, or storage.
  • Ideal guest bedroom with nearby 3/4 bath
    Ideal guest bedroom with nearby 3/4 bath
  • Private wooded backyard offers peaceful views and frequent wildlife sightings
    Private wooded backyard offers peaceful views and frequent wildlife sightings
  • Spacious 3-car garage offers room for vehicles, storage, and hobbies
    Spacious 3-car garage offers room for vehicles, storage, and hobbies
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  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  41
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  42
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  43
  • Enjoy morning coffee or evening sunsets on the maintenance-free deck
    Enjoy morning coffee or evening sunsets on the maintenance-free deck
  • Relax bug-free in the screened cedar gazebo with charming solar lighting
    Relax bug-free in the screened cedar gazebo with charming solar lighting
  • Mature trees provide seasonal privacy and a picturesque setting
    Mature trees provide seasonal privacy and a picturesque setting
  • Stamped concrete patio extends your outdoor living space
    Stamped concrete patio extends your outdoor living space
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  48
  • Whitney Park and Sauk River Regional Park are just minutes away
    Whitney Park and Sauk River Regional Park are just minutes away
  • Nearby walking trails, pickleball courts, and neighborhood amenities enhance everyday living
    Nearby walking trails, pickleball courts, and neighborhood amenities enhance everyday living
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  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  52
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  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  54
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  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  57
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  58

About The Listing

Space, style, and incredible outdoor living come together in this beautifully updated 5-bedroom, 4-bathroom two-story home with a 3-car garage! Step inside to discover sun-filled living spaces, refinished hardwood floors, a cozy fireplace, private office, and an updated kitchen featuring granite countertops, stainless steel appliances, and a built-in wine rack. Upstairs, you'll find four spacious bedrooms, including a primary suite with a walk-in closet and private bath with soaking tub and separate shower. The finished lower level is perfect for entertaining or everyday living, offering a large recreation room, fully equipped kitchenette, fifth bedroom, bathroom, and two versatile bonus rooms. The impressive features continue outdoors! Enjoy a maintenance-free deck, stamped concrete patio, and screened cedar gazebo overlooking a beautiful wooded backyard. Major improvements include a hail-resistant roof, high-efficiency furnace and A/C, remodeled bathrooms, new water heater, and added attic insulation. Conveniently located near parks, trails, pickleball courts, neighborhood pool, shopping, and dining, this home offers an incredible combination of space, updates, and outdoor enjoyment!


Listing courtesy of Abby Schannauer, Keller Williams Classic Rlty NW
Purchase Price
Loan Type
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Interest Rate
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Homeowner's Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1996
MLS #: 7165991
Bedrooms: 5
Square Feet: 3,432
Bathrooms (Full): 1
Price Per Square Foot: $112
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 2
Garage Spaces: 3
Parking Description: Attached Garage, Concrete, Garage Door Opener
Sewer Description: City Sewer/Connected
Air Conditioning Type: Central Air
Water: City Water/Connected
Heat Type: Forced Air
Basement: Block, Egress Window(s), Finished, Full, Kitchenette, Sump Pump
Foundation Type: Block
Roof Description: Age Over 8 Years, Asphalt
Days On Market (Continuous): 91
Disability Features: None
Latest Update: 11/06/2026
List Date: 10/28/2026
Listing Agent ID: 502043088
Listing Office: Keller Williams Classic Rlty NW
Listing Office ID: 7231
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances
Fireplace Features: Amusement Room, Family Room, Gas
Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
Number of Fireplaces: 2
Exterior Features: Stone, Vinyl
Fence: Invisible
Lot Dimensions: 121x164x80x174
Lot Size: 0.4 Acres
Pool Description: Shared
Lot Features: Tree Coverage - Medium
School District: St. Cloud
Tax Year: 2026
HOA: Mill Creek HOA
Estimated Taxes: $5,682
HOA Fee: 600.0
Contingency Type: None
HOA Frequency: Annually
HOA Fee Inclusions: Shared Amenities
HOA Requirment: 1
City: Saint Cloud
Zip: 56303
County: Stearns
Subdivision: Mill Creek
State: MN

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Listing last updated: 11/06/26

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