28 Moonlight Bay Stillwater, MN 55082

$689,000
Active
estimated monthly payment
2 Beds  |  2 Baths  |  1,305 Sq Ft  |  Single Family  |  MLS # 6684507
Open House(s)
Sun, Nov. 15 12:00pm to 2:00pm
  • Front Exterior
    Front Exterior
  • Aerial image showing approximate lot lines for illustrative purposes only
    Aerial image showing approximate lot lines for illustrative purposes only
  • Lake view from front of home
    Lake view from front of home
  • Gorgeous front entry
    Gorgeous front entry
  • *Virtual staging* front entry
    *Virtual staging* front entry
  • Main level living with soaring vaulted ceilings!
    Main level living with soaring vaulted ceilings!
  • *Virtual staging* Main level living with soaring vaulted ceilings
    *Virtual staging* Main level living with soaring vaulted ceilings
  • Views, views, views!
    Views, views, views!
  • Virtual staging
    Virtual staging
  • Spacious modern kitchen
    Spacious modern kitchen
  • Quartz countertops throughout
    Quartz countertops throughout
  • Peaceful views & vibes throughout
    Peaceful views & vibes throughout
  • Primary bedroom featuring lake views
    Primary bedroom featuring lake views
  • *Virtually Staged* Primary bedroom
    *Virtually Staged* Primary bedroom
  • Primary ensuite bathroom with lake views!
    Primary ensuite bathroom with lake views!
  • Spa like primary bath with double vanity
    Spa like primary bath with double vanity
  • Custom, stunning tile throughout
    Custom, stunning tile throughout
  • Soaking tub with views of the lake!
    Soaking tub with views of the lake!
  • Bedroom 2, vaulted ceilings and spacious closet!
    Bedroom 2, vaulted ceilings and spacious closet!
  • *Virtually staged* bedroom 2
    *Virtually staged* bedroom 2
  • Bathroom 2 - custom tile with built in niche
    Bathroom 2 - custom tile with built in niche
  • Brand new stacked washer & dryer
    Brand new stacked washer & dryer
  • Side door with custom built in shelving
    Side door with custom built in shelving
  • Charming outbuilding with lake views!
    Charming outbuilding with lake views!
  • concrete floors, insulated w/electrical
    concrete floors, insulated w/electrical
  • *Virtual rendering* possibilities for outbuilding/shed
    *Virtual rendering* possibilities for outbuilding/shed
  • Office, art studio, toy storage or get creative!
    Office, art studio, toy storage or get creative!
  • *Virtual rendering* possibilities for outbuilding/shed
    *Virtual rendering* possibilities for outbuilding/shed
  • Front exterior, yard has been graded & landscaped!
    Front exterior, yard has been graded & landscaped!
  • Aerial image of home
    Aerial image of home
  • Aerial of the home & Moonlight Bay
    Aerial of the home & Moonlight Bay
  • A treasured location!
    A treasured location!
  • Over a half acre with mature trees
    Over a half acre with mature trees
  • *Virtually enhanced* Exterior front showing grass!
    *Virtually enhanced* Exterior front showing grass!
  • Concrete driveway, modern paver walkways
    Concrete driveway, modern paver walkways
  • Gather with friends & family by the fire!
    Gather with friends & family by the fire!
  • Rear exterior
    Rear exterior
  • *Virtually enhanced* rear exterior
    *Virtually enhanced* rear exterior
  • Easement for your shared lake access to the lake!
    Easement for your shared lake access to the lake!
  • Shared easement
    Shared easement
  • Enjoy daytime shared access!
    Enjoy daytime shared access!
  • Crystal clear Big Carnelian lake!
    Crystal clear Big Carnelian lake!
  • Lake view from easement
    Lake view from easement
  • Public boat launch just minutes away
    Public boat launch just minutes away
  • Public access
    Public access
  • Lake views
    Lake views
  • Floorplan
    Floorplan

About The Listing

Better Than New Construction with Stunning Big Carnelian Lake Views & Deeded Lake Access with shared dock! Tucked away on a treasured private road in the Moonlight Bay neighborhood & situated on over half an acre, this beautifully reimagined & rebuilt from the ground up with a new foundation 2-bed, 2-bath single level home offers gorgeous modern design and effortless main-level living! Soaring vaulted ceilings, expansive windows showcasing lake views, beautiful wood flooring, all-new appliances, and spa-inspired bathrooms with stunning tilework are just a few of the highlights. The spacious primary suite features a walk-in closet, while abundant storage throughout adds everyday convenience. A separate insulated outbuilding with concrete floors & electricity offers endless possibilities—home office, art studio, or storage for all your lake toys! Deeded lake access with a shared dock provides access to crystal-clear, fully recreational Big Carnelian Lake, offering over 450 acres of boating, swimming, fishing, waterskiing and more. In addition, both Big Carnelian and Square Lake boat ramps are just minutes away. An incredible location just minutes from downtown Stillwater and the St. Croix River, and only 30 minutes to St. Paul. Modern luxury meets the ultimate lake lifestyle!


Listing courtesy of Annie Pearson, Edina Realty, Inc.
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1955
MLS #: 6684507
Bedrooms: 2
Square Feet: 1,305
Bathrooms (Full): 1
Price Per Square Foot: $528
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 1
Garage Spaces: 0
Parking Description: Concrete, Guest Parking, Open
Sewer Description: Septic System Compliant - Yes, Tank with Drainage Field
Air Conditioning Type: Central Air
Water: Well
Heat Type: Forced Air
Basement: Crawl Space
Foundation Type: Block, Combination, Pillar/Post/Pier
Roof Description: Age Over 8 Years, Asphalt
Days On Market (Continuous): 0
Disability Features: No Stairs Internal
Latest Update: 11/10/2026
List Date: 10/22/2026
Listing Agent ID: 835001698
Listing Office: Edina Realty, Inc.
Listing Office ID: 8106
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
Number of Fireplaces: 0
Exterior Features: Cedar
Fence: None
Lot Size: 0.523 Acres
Pool Description: None
Lot Features: Tree Coverage - Medium
View Description: Lake, Panoramic
Waterfront: Deeded Access, Lake View, Other
School District: Stillwater
Tax Year: 2025
HOA: Self Managed
Estimated Taxes: $2,946
HOA Fee: 300.0
Contingency Type: None
HOA Frequency: Annually
HOA Fee Inclusions: Snow Removal
HOA Requirment: 1
City: Stillwater
Zip: 55082
County: Washington
Subdivision: Moonlight Bay 02
State: MN

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Listing last updated: 11/10/26

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