420 6th Avenue S Saint Cloud, MN 56301

$299,900
Active
estimated monthly payment
6 Beds  |  3 Baths  |  3,056 Sq Ft  |  Triplex  |  MLS # 7135800
  • Front Elevation
    Front Elevation
  • Side Elevation
    Side Elevation
  • Firepit
    Firepit
  • Backyard with Firepit
    Backyard with Firepit
  • Play House / Storage Area
    Play House / Storage Area
  • Unit #1 - Front Porch
    Unit #1 - Front Porch
  • Unit #1 - Living Room
    Unit #1 - Living Room
  • Unit #1 - Living Room
    Unit #1 - Living Room
  • Unit #1 - 1st Bedroom w/ Walk-in Closet
    Unit #1 - 1st Bedroom w/ Walk-in Closet
  • Unit #1 - 2nd Bedroom
    Unit #1 - 2nd Bedroom
  • Unit #1 - Hallway
    Unit #1 - Hallway
  • Unit #1 - Kitchen
    Unit #1 - Kitchen
  • Unit #1 - Kitchen
    Unit #1 - Kitchen
  • Unit #1 - Kitchen Area
    Unit #1 - Kitchen Area
  • Unit #1 - Washer/Dryer
    Unit #1 - Washer/Dryer
  • Unit #1 - Dining Room
    Unit #1 - Dining Room
  • Unit #1 - Dining Rm/Cabinets
    Unit #1 - Dining Rm/Cabinets
  • Unit #1 - Bathroom
    Unit #1 - Bathroom
  • Unit #2 - Kitchen
    Unit #2 - Kitchen
  • Unit #2 - Kitchen/Hallway
    Unit #2 - Kitchen/Hallway
  • Unit #2 - Washer/Dryer
    Unit #2 - Washer/Dryer
  • Unit #2 - Living Room
    Unit #2 - Living Room
  • Unit #2 - Living Room
    Unit #2 - Living Room
  • Unit #2 - 1st Bedroom w/ Walk-in Closet
    Unit #2 - 1st Bedroom w/ Walk-in Closet
  • Unit #2 - 1st Bedroom w/ Walk-in Closet
    Unit #2 - 1st Bedroom w/ Walk-in Closet
  • Unit #2 - 1st Bdrm Closet
    Unit #2 - 1st Bdrm Closet
  • Unit #2 - 2nd Bedroom
    Unit #2 - 2nd Bedroom
  • Unit #2 - 2nd Bedroom
    Unit #2 - 2nd Bedroom
  • Unit #2 - 3rd Bedroom
    Unit #2 - 3rd Bedroom
  • Unit #2 - 3rd Bedroom
    Unit #2 - 3rd Bedroom
  • Unit #2 - Full Bathroom
    Unit #2 - Full Bathroom
  • Unit #2 - Balcony
    Unit #2 - Balcony
  • Unit #2 - Balcony
    Unit #2 - Balcony
  • Unit #3 - Living Room
    Unit #3 - Living Room
  • Unit #3 - 1st Bedroom
    Unit #3 - 1st Bedroom
  • Unit #3 - 1st Bedroom
    Unit #3 - 1st Bedroom
  • Unit #3 - Living Room
    Unit #3 - Living Room
  • Unit #3 - Living Room
    Unit #3 - Living Room
  • Unit #3 - Full Bathroom
    Unit #3 - Full Bathroom
  • Unit #3 - Kitchen
    Unit #3 - Kitchen
  • Unit #3 - Kitchen
    Unit #3 - Kitchen
  • Unit #3 - Kitchen
    Unit #3 - Kitchen
  • Unit #3 - Washer/Dryer
    Unit #3 - Washer/Dryer

About The Listing

Charming multi-family property with exceptional curb appeal and income-producing in a convenient downtown St. Cloud location! This well-maintained property offers three levels of living space, making it an ideal addition to an investor portfolio or an owner-occupant seeking supplemental income.
The main level is owner-occupied and offers two bedrooms, one bathroom, kitchen, dining and living areas, laundry, a front porch, and a 2-stall garage. Potential income $1,700-$1,900 per month. The upper level features three bedrooms, currently rented separately, along with a shared kitchen, living room, stacked laundry, bathroom and balcony. Current monthly bedroom rents total $1,725. The lower level rents for $900/month (Friends living there, Potential $1,000-$1,200) and is configured as a one-bedroom with a walk-in closet and office nook, kitchen, bathroom, living room and laundry/utility room.
Additional highlights include six off-street concrete parking spaces, a low-maintenance stucco exterior, updated plumbing (2008) and electrical (2008) throughout all three levels, and dedicated electrical panels for each level. 75 year Architectural shingles were installed in 2005. Each unit has a washer and dryer, thermal-pane tilt-in windows (2008), and solid wood doors in 2010. Excellent location within easy proximity to downtown amenities, Lake George, SCSU, and public transportation. Don't miss this versatile and income-producing opportunity!


Listing courtesy of April March, Coldwell Banker Realty
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
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Property Details

Features

 
 
 
Property Type: Other
Status: Active
Contingency Type: None
Year Built: 1905
MLS #: 7135800
Bedrooms: 6
Square Feet: 3,056
Price Per Square Foot: $98
Garage Spaces: 2
Parking Description: Carport, Detached Garage, Concrete
Sewer Description: City Sewer/Connected
Water: City Water/Connected
Heat Type: Boiler, Hot Water
Basement: Finished, Full
Foundation Type: Stone
Roof Description: Age Over 8 Years, Architectural Shingle
Days On Market (Continuous): 0
Disability Features: None
Latest Update: 09/23/2026
List Date: 09/04/2026
Listing Agent ID: 505502045
Listing Office: Coldwell Banker Realty
Listing Office ID: 5478
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Laundry Features: Lower Level, Main Level, Upper Level
Exterior Features: Stucco
Fence: Privacy, Wood
Lot Dimensions: 55x132
Lot Size: 0.17 Acres
Lot Features: Tree Coverage - Medium
School District: St. Cloud
Tax Year: 2026
Estimated Taxes: $1,016
Contingency Type: None
City: Saint Cloud
Zip: 56301
County: Stearns
State: MN

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Listing last updated: 09/23/26

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